Construction Combined

Why choose NIG for Construction Combined?

We are in the process of launching Construction Combined, a new Policy Wording for contractors.

Cover for Premises and Contractors All Risks under one contract
Instant documentation
Statement of Fact basis – no need for proposal form
Regional expertise – talk to empowered decision makers in your local trading office
Dedicated Claims Account Managers and efficient claims service
In-house Risk Control Team and risk management advice
A-rated insurer (A1 Moody’s)

Sections Available

This is a summary of the cover available. Please refer to your Policy Wording for full terms and conditions.

Higher limits available upon request.

Cover	Standard Limits
MATERIAL DAMAGE
Offsite Storage	15% of sum insured
Loss Minimisation and Prevention Expenditure	£25,000 for any one loss
CONTRACT WORKS
Continuing Hire Charges (Contract Works)	90 days / £10,000
Negligent Breakdown	£5,000 any one item £25,000 any one occurrence
Expediting Expenses	£50,000
Immobilised Plant	£25,000
Contract Price Increase	125%
LIABILITY
Financial Loss	£250,000
Corporate Manslaughter	£1,000,000
Non-negligent liability	Automatic hold covered for 14 days up to the limit of indemnity or £1,000,000.
OTHER SECTION DETAILS
Legal Expenses	£150,000
Terrorism	Available
Computer and Cyber	Available