Tradesman

Why choose NIG for Tradesman?

Introductory no claims discount available at new business.
No claims discount available at renewal.
Up to 15 workers allowed.
More than 175 trades accepted.
Designed for businesses with a turnover of up to £1,500,000.
Option to vary the Public Liability excesses.
Up to 7 Trades can be selected.
Public Liability and Employers Liability extended to include Court Attendance Costs connected to a claim up to £500 per day for each director/partner and £250 per day for each employee.
Option to include Injury to Working Partners under Employers Liability.
Option to add Tools and Business Equipment which includes laptops and mobile phones.
Option to add Temporary Workers up to 50 days per annum.
Advice lines for health and medical assistance, legal advice and stress counselling.

Cover

Maximum Limits

The amount in brackets denotes the standard limit provided.

Public Liability

£10,000,000 (£1,000,000)

Cover	Maximum Limits
Employers Liability	£10,000,000
Tools and Business Equipment	£10,000 per worker
Business Stock	£25,000
Own Plant	£75,000
Hired In Plant	£20,000 any one item
Contract Works	£750,000 any one contract site
Money in transit or in a bank night safe	£5,000
Money in private dwellings or on contract sites	£1,500
Personal Accident	Capital Benefits £10,000

This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.