Mini Fleet

Why choose NIG for Mini Fleet?

Straightforward online quotes, mid term adjustments and renewals.
Cover up to 15 vehicles at new business.
Extend up to 20 vehicles at mid term or renewal.
Value limit for cars and vans increased to £60,000 and £40,000 respectively.
Over 2,000 trades accepted online without referral.
30 days EU foreign use as standard.
Motor Insurance Database (MID) updated on behalf of the policyholder.
We replace vehicles under a year old if damaged to over 60% of their value.
Driving options include Any Driver Over 21 for cases that were previously fleet rated.
Can accept previously NCB-rated risks.
UK based claims handlers.
Optional UK or European Green Flag breakdown cover (underwritten by U K Insurance Limited).

Cover	Maximum Limits (up to)
Third Party Injury	Unlimited
Third Party Property Damage Limit - Private Cars	£20,000,000
Third Party Property Damage Limit - Commercial Vehicles	£5,000,000
Legal Costs	£5,000
Personal Accident Benefits	£5,000
Emergency Treatment	Unlimited
Medical Expenses	£200
Personal Belongings	£150
Windscreen / Window Damage	Included
Free Foreign Use in the EU	Up to 30 Days
Unauthorised Movement of Obstructing Vehicles	Included
Unauthorised Use or Driving of Vehicles by Employees	Included
Principals Indemnity	Included
Motor Legal Expenses	£100,000

Green Flag Breakdown (underwritten by U K Insurance Limited)

Optional

Excesses

Cover	Maximum Limits (up to)
Accidental Damage, Fire and Theft	£250, £350 or £500
Inexperience Driver / Young Driver / Additional Accidental Damage	£250
Windscreen Damage	£100 if using an approved supplier as listed on nig.com/claims £200 if using a non-approved supplier