Business Package

Why choose NIG for Business Package?

Here's why....

• Introductory no claims discount available at new business.
• Over 1000 acceptable trades including pub, restaurant and hotel.
• No claims discount available at new business and renewal.
• Straightforward online question sets, no auto-survey requirement.
• Standard excess of £250 for material damage with £100 or £500 options available. (NB the minimum Excess for Escape of Water is £500).
• Can cover up to 3 premises.
• Wording designed specifically for Manufacturers and Wholesalers with numerous policy extensions.
• Flexible range of Covers.
• Includes Engineering Breakdown cover as standard. Providing up to £250,000 for Computer Equipment, a maximum of £15,000 for Frozen or Chilled Foods and up to £5,000 for other Perishable Goods.
• Free-format Business Description field (subject to referral).
• Option to add Legal Expenses up to £150,000.
• The Stock in Trade sum insured is extended to include a 25% or £500,000 (whichever is the lower) seasonal increase during November, December and 15 days before and after Bank Holidays (other than those Bank Holidays in December).
• Advice lines for health and medical assistance, business emergency assistance and legal advice.

Whats covered