Pub & Restaurant

Pub _and _restaurant

Our Pub & Restaurant policy is designed for pubs, wine bars, social clubs and restaurants.

 
  • Introductory no claim discount available at new business
  • No claim discount available at renewal
  • Standard excess of £200 for Trade Contents and Buildings with an option to vary
Minimum
Premiums From

£300
+IPT
  • Loss of Income included as standard
  • Engineering breakdown covers essential items such as lifts, boilers, kitchen appliances and air conditioning systems
  • Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling
  • Up to £15,000 cover for frozen or chilled foods and up to £5,000 for any other perishable goods
  • Access to a dedicated risk management service
  • Option to add accidental damage to Buildings and Trade Contents
  • Stock increased by 55% during December and January and for a period of 15 days preceding and including any Bank or Public Holidays other than occurring in the period in December and January and for a period of 15 days thereafter
  • Café
  • Independent Public House
  • Managed Public House
  • Tenanted Public House
  • Licensed Restaurant
  • Unlicensed Restaurant
  • Wine Bar
  • Social Clubs

Pub & Restaurant Sales Aid

The following Policy Documents apply to policies incepted or renewed on or after 12 August 2016 

Pub & Restaurant Key Facts

Pub & Restaurant Policy

Pub & Restaurant - Notice to Policyholders

The following Policy Documents apply to policies incepted or renewed prior to 12 August 2016.

Pub & Restaurant Policy

Pub & Restaurant Key Facts

Standard Covers

Cover

Maximum Limits (up to)

Trade Contents

£500,000

Public/Products Liability

£5,000,000 (£2,000,000)

Employers Liability

£10,000,000

Policy Extension - Equipment Breakdown 

£5,000,000 per accident

Loss of Income

£750,000 (£500,000) 

Glass

Unlimited

Goods in Transit

£5,000 (£2,000)

Fixed Signs

£1,000

Money

£12,000 (£5,000)

Personal Accident (Assault)

Capital Benefits £10,000

Optional Covers

Cover

Maximum Limits (up to)

Buildings  

£3,000,000

Specified All Risks

£10,000*

Loss of Licence 

£250,000

Personal Accident

Capital Benefits £50,000

Household contents

£50,000

* higher limits available on request
The amount in brackets denotes the standard limit provided.
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.

Available on...

TheHubiconsInsurecom -
ActurisiconsOpenGI -
PowerPlaceiconsCDL -
SSP - Datamaters -

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