Business from Home

Business _from _home

Our Business from Home policy is designed to cater for a range of trades and professions operating from the policyholders’ home.

 
  • Introductory no claim discount available at new business
  • No claim discount available at renewal
  • Standard excess of £100 for Business Contents and Buildings with an option to vary
  • Option to insure hair and beauty treatments with a limit of indemnity up to £1m
  • Household Contents available
Minimum
Premiums From

£50
+IPT
  • Loss of Income included as standard
  • Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling
  • Access to a dedicated risk management service
  • Option to add accidental damage to Buildings and Business Contents
  • Accountants
  • Bookkeepers
  • Financial Consultant
  • Hairdressers
  • Mortgage Broking
  • Publishing
  • Surveying

Business from Home Sales Aid

The following Policy Documents apply to policies incepted or renewed on or after 12 August 2016 

Business from Home Key Facts

Business from Home Policy

Business from Home - Notice to Policyholders

The following Policy Documents apply to policies incepted or renewed prior to 12 August 2016.

Business from Home Key Facts

Business from Home Policy

Standard Covers

Cover

Maximum Limits (up to)

Business Contents

£100,000*

Public/ Products Liability

£5,000,000 (£2,000,000)

Loss of Income

£100,000* (£50,000)

Goods in Transit

£2,000* (£1,000)

Money

£5,000* (£3,000)

Personal Accident (Assault)

Capital Benefits £10,000

Optional Covers

Cover

Maximum Limits (up to)

Buildings

£1,000,000*

Employers Liability  

£10,000,000

Refrigerated Stock 

£2,500

Specified All Risks

£10,000*

Legal Expenses -

Employment Disputes and Compensation
Awards, Legal Defence,
Property Protection and Bodily
Injury and Tax protection

£100,000

Personal Accident

Capital Benefits £50,000

Household contents

£50,000

* higher limits available on request
The amount in brackets denotes the standard limit provided.
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.

Available on...

TheHubiconsInsurecom -
ActurisiconsOpenGI -
PowerPlace - CDL -
SSP - Datamaters -

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