Shop

Shop

Our Shop policy is designed to cater for your customers retail premises; from modern retail parks to traditional high street shops.

 
  • Introductory no claim discount available at new business

  • No claim discount available at renewal

  • Standard excess of £200 for Contents and Buildings with £100 or £500 options available

  • Multi-premises discount

Premiums From

£175
+IPT
  • Engineering Breakdown cover, including up to £250,000 for Computer Equipment, a maximum of £15,000 for Frozen or Chilled Foods and up to £5,000 for other Perishable Goods.
  • Option to add Accidental Damage to Buildings and Contents.
  • Legal Expenses up to £100,000.
  • Damage to Gardens caused by emergency services up to £25,000 for any one claim.
  • Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling.
  • Bakers
  • Butchers
  • Cheese Retailers
  • Chemists
  • Clothing Retailers
  • Coffee Shops
  • Delicatessens
  • Fishmongers
  • Florists
  • Greengrocers
  • Grocers
  • Hairdressers
  • Newsagents
  • Post Offices
  • Print Shops

STANDARD COVERS

Cover

Maximum Limits (up to)

Contents

£1,000,000

Public  Liability

£5,000,000 (£2,000,000)

Employers Liability

£10,000,000

Loss of income

£750,000* (£500,000)

Glass

Unlimited

Goods in Transit

£5,000* (£2,000)

Fixed Signs

£1,000

Money

£12,000* (£5,000)

Personal Accident (Assault)

Capital Benefits £10,000

OPTIONAL COVERS

Cover

Maximum Limits (up to)

Buildings

£5,000,000*

Specified All Risks £10,000*

Loss of Licence

£250,000

Personal Accident

Capital Benefits £50,000

Hair and Beauty Treatment

£1,000,000

Commercial Legal Expenses 

£100,000

Terrorism

Available


The amount in brackets denotes the standard limit provided.
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.

Available on...

TheHubiconsInsurecom -
ActurisiconsOpenGI -
PowerPlaceiconsCDL -
SSP - Datamaters -

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