Shop

Shop

Our Shop policy is designed to cater for your customers retail premises; from modern retail parks to traditional high street shops.

 
  • Introductory no claim discount available at new business

  • No claim discount available at renewal

  • Standard excess of £200 for Contents and Buildings with £100 or £500 options available

  • Multi-premises discount

Premiums From

£175
+IPT
  • Engineering Breakdown cover, including up to £250,000 for Computer Equipment, a maximum of £15,000 for Frozen or Chilled Foods and up to £5,000 for other Perishable Goods.
  • Option to add Accidental Damage to Buildings and Contents.
  • Legal Expenses up to £100,000.
  • Damage to Gardens caused by emergency services up to £25,000 for any one claim.
  • Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling.
  • Bakers
  • Butchers
  • Cheese Retailers
  • Chemists
  • Clothing Retailers
  • Coffee Shops
  • Delicatessens
  • Fishmongers
  • Florists
  • Greengrocers
  • Grocers
  • Hairdressers
  • Newsagents
  • Post Offices
  • Print Shops

Shop Sales Aid

The following Policy Documents apply to policies incepted or renewed on or after 12 August 2016.

Shop Insurance Policy

Shop Key Facts

Shop - Notice to Policyholders

The following Policy Documents apply to policies incepted or renewed prior to 12 August 2016.

Shop Key Facts

Shop Insurance Policy

STANDARD COVERS

Cover

Maximum Limits (up to)

Contents

£1,000,000

Public  Liability

£5,000,000 (£2,000,000)

Employers Liability

£10,000,000

Loss of income

£750,000* (£500,000)

Glass

Unlimited

Goods in Transit

£5,000* (£2,000)

Fixed Signs

£1,000

Money

£12,000* (£5,000)

Personal Accident (Assault)

Capital Benefits £10,000

OPTIONAL COVERS

Cover

Maximum Limits (up to)

Buildings

£5,000,000*

Specified All Risks £10,000*

Loss of Licence

£250,000

Personal Accident

Capital Benefits £50,000

Hair and Beauty Treatment

£1,000,000

Commercial Legal Expenses 

£100,000

Terrorism

Available


The amount in brackets denotes the standard limit provided.
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.

Available on...

TheHubiconsInsurecom -
ActurisiconsOpenGI -
PowerPlaceiconsCDL -
SSP - Datamaters -

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