- Introductory no claims discount available at new business.
- No claims discount available at renewal.
- Minimum premiums from £100 + IPT for Buildings only and £70 + IPT for Contents only cover.
- Standard excess of £200 for Landlords Contents and Buildings with £100 or £500 options available.
- Multiple premises discounts.
+IPT for Buildings
- Engineering Breakdown cover, including up to £250,000 for Computer Equipment, a maximum of £15,000 for Frozen or Chilled Foods and up to £5,000 for other Perishable Goods.
- Option to add accidental damage to Buildings and Landlords Contents.
- Alternative Accommodation costs up to the Buildings sum insured.
- Legal Expenses up to £250,000, with Repossession cover as standard.
- Theft and Malicious Damage by Tenants.
- Floor Coverings up to £5,000 as standard, this can be increased.
- Loss Of or Duplication of Keys up to £15,000 if Buildings insured.
- Damage to gardens caused by emergency services up to £25,000 for any one claim.
- Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling.
- Blocks of flats
- Flats above shops
- Residents’ associations
- Retail properties
- Industrial properties
- Professionally managed properties
- Properties purpose built for the tenant’s trade