Office & Surgery

Office _and _surgery

Our Office & Surgery policy is designed for businesses operating from offices or surgeries with no element of manual work.

 
  • Introductory no claim discount available at new business
  • No claim discount available at renewal
  • Legal Expenses included as standard
  • Standard excess of £200 for Contents and Buildings with an option to vary
Minimum
Premiums From

£200
+IPT
  • Business Interruption included as standard
  • Engineering breakdown covers essential items such as office equipment including telephone services, fax machines, copiers and printers
  • Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling
  • Up to £15,000 cover for frozen or chilled foods and up to £5,000 for any other perishable goods
  • Access to a dedicated risk management service
  • Option to add accidental damage to Buildings and Contents
  • Solicitors
  • Accountants
  • Lawyers
  • Chartered Surveyors
  • Management Consultants
  • Doctors Surgeries
  • Dentists
  • Architects
  • Bookkeepers

STANDARD COVERS

Cover

Maximum Limits (up to)

Contents

£5,000,000*

Public/Product Liability

£5,000,000 (£2,000,000)

Employers Liability

£10,000,000

Business Interruption

£2,000,000 (£500,000)

Glass

Unlimited

Goods in Transit

£10,000 (£5,000)

Fixed Signs

£1,000

Money

£12,000 (£5,000)

Personal Accident (Assault)

Capital Benefits £10,000

Legal Expenses -

Employment Disputes and Compensation
Awards, Legal Defence,
Property Protection and Bodily
Injury and Tax protection

£100,00

OPTIONAL COVERS

Cover

Maximum Limits (up to)

Buildings

£5,000,000*

All Risks on Machinery and/or Apparatus

£10,000*

Personal Accident

Capital Benefits £50,000

Legal Expenses - Statutory Licence Protection, Contract Disputes and Debt Recovery

£100,000

* higher limits available on request
** must insure at least one of Buildings or Landlords Contents
The amount in brackets denotes the standard limit provided. This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions

 

Available on...

TheHubiconsInsurecom -
ActurisiconsOpenGI -
PowerPlaceiconsCDL -
SSP - Datamaters -

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