Commercial Landlords

Commercial _landlords

Our Commercial Landlords policy is designed for properties owned by the policyholder and occupied by tenants for office, retail and other commercial/industrial purposes.

 
  • Introductory no claim discount available at new business
  • No claim discount available at renewal
  • Standard excess of £200 for Landlords Contents and Buildings with an option to vary
  • Multiple premises discounts
Minimum
Premiums From

£100
+IPT
  • Engineering Breakdown, including landlords’ contents contained within the tenanted property (when contents is included). Covers essential items such as lifts, boilers and access control systems
  • Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling
  • Up to £15,000 cover for frozen or chilled foods and up to £5,000 for any other perishable goods
  • Option to add accidental damage to Buildings and Landlords Contents
  • Alternative Accommodation costs, up to 20% of the sum insured on the damaged building
  • Damage to gardens caused by emergency services up to £25,000 for any one claim
  • Financial institutions and pension funds
  • Institutional investors
  • Professionally managed properties
  • Properties purpose built for the tenant’s trade
  • Those with a good standard of security and risk management

STANDARD COVERS

Cover

Maximum Limits (up to)

Buildings

£5,000,000

Public and Property Owners Liability

£10,000,000 (£2,000,000)

Glass and Sanitary Ware

Unlimited

OPTIONAL COVERS

Cover

Maximum Limits (up to)

Landlords Contents

£250,000

Loss of Rent

£1,000,000*

Employers Liability

£10,000,000

Personal Accident

Capital Benefits £50,000

* higher limits available on request

The amount in brackets denotes the standard limit provided.

This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.

Available on...

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