Essential Property Owners

Specialist Insurance from an 'A' rated insurer

Who is Essential Property owners (EPO) for?

EPO is designed for professional property owners or managing agents with commercial and/or residential UK portfolios.

• Typical minimum premium of £5,000 with a focus on larger risks
• Large single risk or multiple property portfolios
• Target trades include offices, retail, industrial, warehouses and blocks of flats
• Property owners with an appreciation and track record of effective risk management

Key selling points

• Adaptable policy wording - core standard cover with a range of optional sections
• Flexible underwriting - tailored solutions made to match specific needs of clients
• Specialist risk management advice - industry specific property owners survey
• Dedicated property claim teams - specialist knowledge and first-class service
• One quote to market approach - bid confidently for new business
• 'A' rated financial strength* - trade with confidence and provide your clients and their financiers with the security they require

A commitment to service excellence

• Expertise - experienced local underwriting teams supported by a specialist London Property Owners Unit
• Appetite - clear risk appetite and committed to working flexibly with partners
• Access to decision makers - direct access to underwriters empowered to trade
• Growth - focus on supporting partners to win and retain business
• Commission - flexible approach to commission structures
• In-House Survey Team - including risk management support function
• Individual tenants certificates - available on request

Policy Sections

Our broad policy wording combines core standard cover with a range of bolt-on optional additions to provide flexible cover, tailor made for your client.

Speak to your NIG Business Development Manager today about risks that may suit Essential Property Owners.

*UK Insurance Ltd (UKI) underwrites NIG's policies and UKI Insurer Financial Strength Ratings are: 'A' S&P, 'A2' Moody's.