Wholesalers Combined

All the protection of Commercial Combined and more. This specialist wording allows you to provide bespoke cover for your Wholesale clients.

Who is it for?

  • Risks that fall outside our eTraded package product range.
 
  • Significantly enhanced policy limits with optional uplifts
  • Warranty Free included
  • Shortened proposal or statement of fact basis
  • Embedded legal expenses & optional Fidelity Guarantee
  • Wider engineering wording including new Machinery

Material Damage

  • Third Party Storage Sites
  • Stock at Exhibitions
  • Loss of Rent
  • Leakage of Beverages
  • Public Authorities Clause extends to include additional costs for sprinklers to comply with LPC rules
  • Further investigation costs – £5,000
  • Loss Minimisation and Prevention expenses – £25,000
  • Fuel spillage and clean up costs – £25,000
  • Inadvertent failure to insure – £1,000,000
  • Seasonal Increase – £500,000
  • Third Party Storage Locations – £5,000 any 1 loss, £25,000 aggregate

Business Interruption

  • Unspecified Suppliers
  • Unspecified Customers 
  • Failure of Utilities Supply - £25,000 with a 3 month indemnity period

Employers Liability, Public Liability and Products Liability 

  • Corporate Manslaughter

Public Liability and Products Liability

  • Financial Loss
  • Environmental Statutory Clean Up Costs
  • Legionellosis

Public Liability

  • Libel and Slander

 Option for a Fixed Rate Agreement

  • Auto Parts
  • Books
  • Cash and Carry (Foodstuffs)
  • Ceramic Tiles
  • Clothing 
  • Computers
  • Computer Hardware
  • Confectionary
  • Drinks
  • Electro/Mechanical Equipment
  • Electronic Goods
  • Electrical White Goods
  • Food
  • Furniture
  • Metal Goods
  • Motor Spares
  • Paper Goods
  • Plastics
  • Sports Equipment
  • Stationery
  • Wine Merchants
  • Wood ware

Wholesalers Combined Sales Aid

The following Policy Documents apply to policies incepted on or after 12th August 2016

Wholesalers Combined Key Facts

Wholesalers Combined Policy

Commercial Combined Proposal

Wholesalers Combined - Notice to Policyholders

The following Policy Documents apply to policies incepted or renewed prior to 12 August 2016.

Wholesalers Combined Policy

Wholesalers Combined Key Facts