WEATHER UPDATE: If you have been adversely affected by the recent weather and need to register a claim, contact a member of our Commercial Claims team. Please note that we may be experiencing increased call volumes, but will do our best to answer your query as quickly as possible.

Commercial Combined

Who is it for?

  • Risks that fall outside our eTraded package product range
  • Typically up to £25,000,000 turnover
  • Typically up to £30,000,000 MD/BI Exposure per location
  • Established Risks with proven 3/5 year claims experience
  • Risks in Modern, purpose built, non-combustible single tenure premises with modern machinery
  • Good risk management experience
  • UK Domiciled business
  • Significantly enhanced policy limits with optional uplifts
  • Warranty Free included
  • Shortened proposal or statement of fact basis
  • Embedded legal expenses & optional Fidelity Guarantee
  • Wider engineering wording including new Machinery

Policy Sections to choose from

  • Material damage
  • Business interruption
  • Goods in transit
  • Loss of business money
  • Personal accident (assault)
  • Employers’ liability
  • Public Liability
  • Product Liability
  • Glass Breakage
  • All risks on machinery and/or apparatus
  • Deterioration of stock
  • Engineering damage to machinery and plant and engineering inspection
  • Engineering business interruption
  • Computer insurance
  • Loss of licence
  • Fidelity guarantee
  • Legal Expenses

Please see the Example Trades listed under each of our specialist Commercial Combined wordings.