Commercial Combined

Who is it for?

  • Risks that fall outside our eTraded package product range
  • Up to £100,000,000 turnover
  • Typically up to £30,000,000 MD/BI Exposure per location
  • Established Risks with proven 3/5 year claims experience
  • Risks in Modern, purpose built, non-combustible single tenure premises with modern machinery
  • Good risk management experience
  • UK Domiciled business
 
  • Significantly enhanced policy limits with optional uplifts
  • Warranty Free included
  • Shortened proposal or statement of fact basis
  • Embedded legal expenses & optional Fidelity Guarantee
  • Wider engineering wording including new Machinery

Policy Sections to choose from

  • Material damage
  • Business interruption
  • Goods in transit
  • Loss of business money
  • Personal accident (assault)
  • Employers’ Liability
  • Public Liability
  • Product Liability
  • Glass Breakage
  • All risks on machinery and/or apparatus
  • Deterioration of stock
  • Engineering damage to machinery and plant and engineering inspection
  • Engineering business interruption
  • Computer insurance
  • Loss of licence
  • Fidelity guarantee
  • Legal Expenses

Option for a Fixed Rate Agreement

Please see the Example Trades listed under each of our specialist Commercial Combined wordings.

Commercial Combined Sales Aid

The following Policy Documents apply to policies incepted on or after 12th August 2016

Commercial Combined Key Facts

Commercial Combined Policy

Commercial Combined Statement of Fact

Commercial Combined Proposal

Commercial Combined - Notice to Policyholders

The following Policy Documents apply to policies incepted or renewed prior to 12 August 2016.

Commercial Combined Key Facts

Commercial Combined Policy