NIG

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wide range of products.  Voted Number 1 for eTrade

According to Insurance Times’ Broker Service Survey 2013/14, NIG is the most improved commercial lines insurer. In fact, we topped the table for eTrading options for brokers.

 

As well as Mini Fleet, our ever-growing full-cycle eProduct range also includes:

Property Owners - for residential and commercial property owners:

  • Cover for single and multi-location portfolios of up to 25 premises (includes multi-premise discount)
  • Introductory no claim discount, and at renewals
  • Option to cover contents without buildings cover
  • Includes Engineering Breakdown cover for essential items such as heating systems and hot water heaters, electrical panels, lifts, laundry and cleaning equipment or audio visual equipment  (subject to relevant Buildings and Contents being insured)
  • Optional cover for Theft and Malicious Damage by Tenants
  • Optional cover for Legal Expenses including Repossession

Find out more about Property Owners 

Tradesman - for traditional building and allied trades with up to 15 workers and a turnover up to £1 million:

  • Introductory no claim discount, and at renewals
  • Tools and Business Equipment cover (including laptops and mobile phones)
  • Optional cover available for:
    • Bona Fide Subcontractors
    • Temporary Employees Extension (up to 50 working days)
    • Bodily Injury to Working Partners 

Find out more about Tradesman

Professionals - for mobile businesses in traditional clerical or light manual trades:

  • Introductory no claim discount, and at renewals
  • Option to insure hair and beauty treatments with an indemnity limit up to £10m
  • Tools and Business Equipment including laptops and mobile phones
  • Cover available for Bodily Injury to Working Partners

Find out more about Professionals 

Shop - from premises in modern retail parks to traditional high street shops:

  • Cover for up to 10 premises (includes multi-premise discount)
  • Introductory no claim discount, and at renewals
  • Revised ratings including rate reductions for newsagents, greeting card shops, florists, opticians, chemists and stationers
  • Includes Engineering Breakdown cover for essential items such as retail equipment, bar code scanners, credit and debit card payment systems
  • Optional cover available up to:
    • £250k for computer equipment
    • £15k for frozen or chilled foods
    • £5k for other perishable goods

Find out more about Shop 

Business Package - for UK based Manufacturers and Wholesalers:

  • Straightforward online question sets, no auto-survey requirement
  • Free-format Business Description field (subject to referral)
  • High sum insured limits available - Buildings and Contents cover available up to £5m per location
  • Includes Breakdown and Engineering covers

Find out more about Business Package 

Also available via Acturis

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